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README.md

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+# Payroll Planning Workspace
+
+Documentation-first workspace for a Brazil-first B2B2C fintech concept focused on payment-linked commissions, instant access to earned balances, and employer controls around payouts and analytics.
+
+## Document index
+
+- `docs/core-idea.md` - canonical summary of the product, operating model, and money flow
+- `docs/brazil-market.md` - Brazil-specific thesis, local constraints, and go-to-market notes in pt-BR
+- `docs/market-memo.md` - market gap, competitor map, differentiation, and business model framing
+- `docs/positioning-and-landing-copy.md` - messaging directions, landing-page copy, and narrative structure
+- `docs/year-one-roadmap.md` - phased plan for the first year of product and partner execution
+- `docs/ideas-for-review.md` - ideas from external conversations that are not yet part of the core docs
+
+## Suggested reading order
+
+- `docs/core-idea.md`
+- `docs/brazil-market.md`
+- `docs/market-memo.md`
+- `docs/positioning-and-landing-copy.md`
+- `docs/year-one-roadmap.md`
+
+## Notes
+
+- Write in English by default; keep `docs/brazil-market.md` in pt-BR.
+- The repository currently holds strategy and planning documents, not production code.
+- Session transcripts live under `sessions/`.