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README.md
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# Payroll Planning Workspace
# Commission Infrastructure Planning Workspace
Documentation-first workspace for a Brazil-first B2B2C fintech concept focused on payment-linked commissions, instant access to earned balances, and employer controls around payouts and analytics.
Documentation-first workspace for a location-independent B2B2C fintech concept focused on payment-linked commissions, fast access to earned balances, and employer controls around payouts and analytics.
## Document index
- `docs/core-idea.md` - canonical summary of the product, operating model, and money flow
- `docs/brazil-market.md` - Brazil-specific thesis, local constraints, and go-to-market notes in pt-BR
- `docs/market-memo.md` - market gap, competitor map, differentiation, and business model framing
- `docs/positioning-and-landing-copy.md` - messaging directions, landing-page copy, and narrative structure
- `docs/year-one-roadmap.md` - phased plan for the first year of product and partner execution
- `docs/prototype-plan.md` - proposed scope, flows, architecture, and build sequence for a first product prototype
- `docs/ideas-for-review.md` - ideas from external conversations that are not yet part of the core docs
- `docs/countries/README.md` - index for country-specific market notes
- `docs/countries/brazil.md` - Brazil-specific thesis, local constraints, and go-to-market notes in pt-BR
- `docs/countries/switzerland.md` - Switzerland-specific thesis, local constraints, and go-to-market notes
## Suggested reading order
- `docs/core-idea.md`
- `docs/brazil-market.md`
- `docs/market-memo.md`
- `docs/positioning-and-landing-copy.md`
- `docs/year-one-roadmap.md`
- `docs/prototype-plan.md`
- `docs/countries/README.md`
## Notes
- Write in English by default; keep `docs/brazil-market.md` in pt-BR.
- Write in English by default. Country-specific docs may use local language where helpful.
- Keep fintech terminology consistent: `commission ledger`, `earned commission access`, `employer-backed advance`, `stored balance`.
- Country-specific launch assumptions, partners, and regulatory notes belong in `docs/countries/`.
- The repository currently holds strategy and planning documents, not production code.
- Session transcripts live under `sessions/`.