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alex wiesner
2026-04-09 16:13:59 +01:00
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docs/year-one-roadmap.md
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@@ -21,14 +21,14 @@ The year-one target is not maximum feature breadth. It is proof of product-marke
#### Objectives
- validate the first customer segment
- choose partner model for custody, payouts, and compliance
- choose the initial market and partner model for custody, payouts, and compliance
- lock the ledger and commission system design
#### Workstreams
- run design-partner interviews with target employers
- map employer commission workflows and exception cases
- choose payment and banking partner shortlist
- choose the market-specific payment and banking partner shortlist
- define balance states: `earned`, `available`, `settled`
- define reserve and holdback logic for reversals
- specify onboarding flows for employers and employees
@@ -44,7 +44,7 @@ The year-one target is not maximum feature breadth. It is proof of product-marke
- 5 to 10 serious design partners in pipeline
- clear v1 scope that does not depend on lending
- chosen path for `Pix` and custody infrastructure
- chosen path for the local payout rail and custody infrastructure
## Core ledger and instant payout access
@@ -65,7 +65,7 @@ The year-one target is not maximum feature breadth. It is proof of product-marke
- internal ledger
- employee balance with `earned`, `available`, and `settled`
- employer settlement scheduling
- instant payout access via `Pix` or equivalent instant transfer rail
- instant payout access via the local instant or fast transfer rail
- employer dashboard with payout and commission views
- employee dashboard with balance and payout history