Payroll Planning Workspace

Documentation-first workspace for a Brazil-first B2B2C fintech concept focused on payment-linked commissions, instant access to earned balances, and employer controls around payouts and analytics.

Document index

• docs/core-idea.md - canonical summary of the product, operating model, and money flow
• docs/brazil-market.md - Brazil-specific thesis, local constraints, and go-to-market notes in pt-BR
• docs/market-memo.md - market gap, competitor map, differentiation, and business model framing
• docs/positioning-and-landing-copy.md - messaging directions, landing-page copy, and narrative structure
• docs/year-one-roadmap.md - phased plan for the first year of product and partner execution
• docs/prototype-plan.md - proposed scope, flows, architecture, and build sequence for a first product prototype
• docs/ideas-for-review.md - ideas from external conversations that are not yet part of the core docs

Suggested reading order

• docs/core-idea.md
• docs/brazil-market.md
• docs/market-memo.md
• docs/positioning-and-landing-copy.md
• docs/year-one-roadmap.md
• docs/prototype-plan.md

Notes

• Write in English by default; keep docs/brazil-market.md in pt-BR.
• The repository currently holds strategy and planning documents, not production code.
• Session transcripts live under sessions/.